Abu Dhabi introduces the flexible health insurance document for employees and companies

As part of ongoing efforts to enhance Abu Dhabi's competitiveness as an attractive and preferred destination for investments and competencies wishing to live and work in the emirate, and to facilitate the access of various members of society to health care services that meet the highest standards of quality and efficiency, Abu Dhabi offers a health insurance service that is flexible. This is done as part of the ongoing efforts to enhance Abu Dhabi's competitiveness as an attractive and preferred destination for investments and competencies wishing to live and work in the emirate.

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Insurance coverage can be tailored to your needs in Abu Dhabi.

The Department of Health in Abu Dhabi, in conjunction with the Department of Economic Development in Abu Dhabi, recently introduced a flexible insurance option for health insurance in the emirate. It is important to note that the introduction of this document comes as a direct response to the requirements of the market, which helps to increase the number of emerging companies and investments that come to Abu Dhabi.

The value of having a health insurance service that is flexible in Abu Dhabi

An insurance option at a low cost and competition is made available to business owners and investors by the document known as "flexible health insurance." Additionally, business owners and investors have the opportunity to add additional medical treatment services by reaching an agreement with an approved health insurance company. According to the terms that have been established by the Department of Health in collaboration with health insurance providers, a variety of groups now have the opportunity to subscribe to the newly available insurance alternative. In the Emirate, the health insurance provider examines the condition of the insured person as well as his or her medical history to decide whether or not the insured person meets the eligibility standards for inclusion in the "flexible health insurance policy." The list of people who will benefit from this document includes investors, owners of free business licences, their families and workers, expatriates living in the emirate who work in the private sector, provided that his monthly income is greater than 5000 dirhams, as well as the family of expatriate residents and their workers who are not covered by health insurance provided by the employer, regardless of whether they work in the public or private sector..

Insurance options offered in Abu Dhabi

There is currently a choice of adaptable health insurance plans accessible in the emirate.
Improved coverage under the health insurance plan
The fundamental document for health insurance.

The new adaptable health insurance plan has the following features:

The "flexible health insurance" policy is characterised by insurance coverage for the costs of treatment services amounting to 150,000 dirhams annually, 100% coverage for emergencies, and a participation rate by the insured of 20% of the cost of all outpatient medical services and 30% for medicines. In addition, the policy provides coverage for the costs of treatment services amounting to 100% of the total cost of the treatment. Policyholders in the emirate can take advantage of health care services offered by a network of health care professionals, and there is also the option to upgrade their insurance coverage to better meet the requirements of the individual patient.

A membership in the health insurance plan with a variety of options

Companies or individuals who wish to subscribe to the "flexible health insurance" policy can contact health insurance companies as their existing health insurance policy is about to expire in order to obtain more information and apply to subscribe to the flexible health insurance if the listing conditions are met. This can be done either before or after the policy's expiration.