It has been confirmed by the Department of Health in Abu Dhabi that individuals who have a golden residency but do not have jobs with employers in Abu Dhabi, as well as their families and individuals sponsored by them who also have a golden residency, are exempt from the requirements of the health insurance programme in the emirate, provided that they have comprehensive health insurance for themselves and their family members. This exemption applies only to individuals who do not have jobs with employers in Abu Dhabi. Valid in the United Arab Emirates for the entirety of their trip there.
This is in accordance with the text of the circular that regulates health insurance for golden residency permits, as it stipulated exemption for applicants for golden residency permits who are included in Cabinet Resolution No. 8 of 2021, other than "employees working for an employer in the Emirate of Abu Dhabi and their family members who have a golden residency and their dependents, and individuals." Applicants for golden residency permits who are included in Cabinet Resolution No. 8 of 2021 are exempt from paying for health insurance. Those who have a golden residency status and are sponsored by citizens of another country One of the requirements of the health insurance programme in the Emirate of Abu Dhabi is that individuals must make a commitment to having comprehensive health insurance for themselves and their dependent family members that is valid in the United Arab Emirates for the duration of their time spent living in the country. If the applicant does not already have health insurance at the time the application is submitted, he is required to sign a promise that he will obtain coverage during his time in the nation; otherwise, he will be responsible for paying the costs of any necessary medical treatment or health services received while he is in the country.
For their part, insurance companies provided exclusive offers to holders of golden residency in Abu Dhabi, at affordable prices for all, for families and individuals, providing them with exceptional benefits. These benefits included benefiting from a network containing more than 3,000 medical service providers in the United Arab Emirates, and providing international coverage and assistance in the event of an emergency. By utilising a network that is comprised of the greatest number of health care providers found anywhere in the world, as well as by settling medical claims in a timely manner while utilising an electronic application.
Securing the golden residency in the Emirates
It was explained by insurance companies that golden residence insurance is available to applicants for golden residence in the United Arab Emirates and their families who do not have existing health insurance coverage. It was also mentioned that the policy period for golden residence holders is one year (annual contract), and that it can be renewed on an annual basis. Depending on factors such as age, gender, and previous health conditions, prices may vary.
The insurance programmes that were made available by insurance companies for golden residency holders were separated into three different types of documents. The first type of document has a price starting at 3,000 dirhams, and its coverage is limited to the United Arab Emirates and some surrounding areas. It has a maximum of 300,000 dirhams for treatment every year. The second type of document has a price starting at 5,000 dirhams. Dirhams, and its geographical coverage extends within the United Arab Emirates as well as the countries of the continents of Asia, Africa, and Europe, with a maximum treatment amount of two million and five hundred thousand dirhams annually, while the price of the third type of insurance policies for golden residency holders starts from forty thousand dirhams, and its geographical coverage includes all countries around the world, with a maximum of twenty million dirhams annually for treatment.
Insurance firms also provided health insurance documents (visit) for individuals who obtained a visit visa valid for a period of six months, for applicants for golden residency who live outside of the country and obtained a state visit visa to complete the documents and transactions necessary for the golden residency application, and for those who obtained a visit visa valid for a period of one year.
